Presenting Opportunities to Meet Client’s Goals
Smartphone technology revolutionized access to information, placing a wealth of knowledge in the palm of our hands. At Memphis Capital, we bring this same principle to financial solutions.
​
Our proprietary platform, advanced technology, and experienced strategists work together to deliver tailored strategies for banks, credit unions, and municipalities, ensuring they receive effective solutions to meet their internal goals.
Banks
Partnering with Memphis Capital provides banks with a comprehensive approach to strengthening their balance sheet strategy and managing exposure across various loan and security classes. By collaborating with your team, we tailor a strategy that aligns with your financial goals. Here’s how we add value:
-
Investment Optimization: Enhance returns by leveraging government-backed loan portions and fixed-income products.
-
Balance Sheet Enhancement: Improve liquidity and diversify investments and loan portfolios with a credit-adjusted approach.
-
Risk Management: Mitigate market volatility through investments in short-duration, government-guaranteed loans and securities.
Credit Unions
At Memphis Capital, we recognize the importance of aligning with the values and financial objectives of credit union members. Our partnership is dedicated to strengthening liquidity, optimizing investment strategies, and managing risk effectively. Here’s how we support credit unions:
-
Tailored Investment Solutions: Customized strategies designed to enhance returns while maintaining the conservative risk profile credit unions prioritize.
-
Liquidity Enhancement: Unlock cash through repurchase agreements and loan participation distribution, diversifying assets and increasing available capital to fund loan demand from members.
-
Risk Mitigation: Minimize exposure to market volatility by focusing on stable, government-guaranteed loan portions and fixed-income products.
Municipalities
Since 2007, Memphis Capital has been helping small businesses across the country by purchasing and pooling small business loans originated through the Small Business Administration (SBA). We purchase the guaranteed portion of these loans from originating banks, pool them with other SBA loans of similar structure, and create a Government Guaranteed security that investors can purchase in the capital markets.
-
Invest Responsibly: Create investment strategies that maintain liquidity while reducing unnecessary risk, ensuring funds are available to support essential public services.
-
Variable Interest Rate: Concerned about rising interest rates and potential unrealized mark-to-market losses? SBA pools offer the perfect solution! Memphis Capital’s pools are built on underlying floating-rate loans tied to the Prime rate—meaning as interest rates rise, so does your coupon income.
-
SBA pools, backed by the U.S. government, offer Treasury-level credit protection and guarantee timely repayment of principal and interest, providing reliable monthly cash flows to offset obligations.
Family Offices
At Memphis Capital, we offer tailored investment strategies for family offices looking to preserve wealth across generations while generating consistent, low-risk returns. Our focus on government-backed securities, including SBA and USDA loans, ensures stable, predictable cash flow. Here’s how we work with family offices:
-
Wealth Preservation: Protect and grow family wealth by investing in secure, low-risk assets like government-guaranteed loans and fixed-income products.
-
Diversification: Diversify portfolios with stable returns and minimal market volatility, ensuring long-term financial stability.
Customized Solutions: Work with you to develop strategies aligned with your unique goals and values, whether for income generation or capital preservation.
Wealth Managers
Memphis Capital partners with wealth managers to provide clients with high-quality fixed-income solutions backed by SBA and USDA loans. Our government-guaranteed investments deliver stable returns and help diversify portfolios. Here’s how we work with wealth managers:
-
Stable, Predictable Returns: Offer your clients government-backed loan portions and fixed-income products that provide steady income and lower risk.
-
Portfolio Diversification: Enhance portfolios with low-risk, income-generating assets, reducing exposure to market volatility.
-
Tailored Investment Strategies: Work collaboratively to design customized investment plans that align with each client’s financial objectives and risk tolerance.
