
Overnight Repo Services
Overnight Repo Services
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In addition to purchasing government-guaranteed portions of SBA and USDA loans, Memphis Capital offers overnight repo services. This provides an additional layer of liquidity for investors and lenders, ensuring flexibility and fast access to cash when needed.
What Is an Overnight Repo?
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An overnight repo (repurchase agreement) is a short-term transaction where we buy securities (like government-backed loans) from investors and agree to sell them back the next day at a slightly higher price. This enables investors to earn a small return on their holdings while providing liquidity for lenders.

How It Works for You:
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For Lenders: If you have SBA or USDA loans or other securities, you can use them in an overnight repo to access immediate cash, without needing to sell your assets outright.
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For Investors: You can benefit from safe, short-term returns by engaging in repo transactions with Memphis Capital, backed by government-backed loan portions.
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Key Benefits:
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Flexibility: Access cash quickly without parting with your assets.
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Security: Government-backed loans used as collateral ensure minimal risk.
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Liquidity: Whether you’re a lender or investor, overnight repo provides smooth, short-term funding solutions.

By offering both whole loan purchases and overnight repo services, Memphis Capital helps you maintain liquidity while maximizing the value of your assets. Whether you need to buy government-backed loan portions or free up capital, we have the expertise and solutions to meet your needs.